More on Shop Pay Installments: Payments, Late Fees, and Missed Payments.Updated a month ago

If you are looking for the nitty-gritty on how installments work with Shop Pay, you’re in the right place. We want to make sure you have all the facts about how payments are handled so you can shop with total peace of mind.

One of the best things about using Shop Pay Installments is that there are no late fees if you happen to miss a scheduled payment. However, it is important to keep in mind that making partial payments or late payments could potentially impact your credit score or your ability to use Shop Pay Installments for future purchases. 

If you ever find yourself with questions about a missed payment, we recommend reaching out to the team at Affirm support directly for assistance.

When it comes to actually making your payments, the options depend on the type of plan you have. For non-interest bearing orders, you can use both debit and credit cards through Shop Pay. If your order is interest-bearing, you will only be able to make your payments using a debit card.